You can fill out a duplicate of the most recent ITR one to has actually a great BIR stamp. I think for it you to definitely, you are going to need to see your RDO discover stamped.
When you find yourself a great freelancer or an entrepreneur, you could potentially fill in a copy of your own audited ITR and you will BIR stamp. I failed to try this one given that We was not the person who applied for the borrowed funds and that i failed to subscribe be co-debtor, however, I believe this would imply bringing their current ITR, and simply to go on the latest safer side, your own bookkeeping books, on RDO.
When you find yourself working, you may want to opt to fill in your own specialized 30 days shell out sneak dated no less than 3 months in advance of time away from app. Jay chose to submit about loans for ivf and genetic testing three so you’re able to secure the offer, haha! He in addition to recorded his COE and all of them.
That is with the 1st step. Pag-IBIG often evaluate their distribution to check on your own qualifications to put on to own a property financing.
After you’ve recorded these documents online, might receive an email compelling one to pay for the new handling percentage. We repaid Php 1,000. Ensure that you print-out a copy of the confirmation of one’s fee. You are going to need to give that it so you can Pag-IBIG , along with the other criteria, once you’ve already been welcome to check out their work environment because of email or a trip.
Here you will find the data files that you should bring to Pag-IBIG once you’ve been asked add your articles personally:
step one. Every completely new copies of documents you registered on the earliest procedure, apart from the latest selfie. You need to likewise have their ID photocopied.
2. A duplicate of your Special Strength of Attorney into broker. (If the proprietor isnt regarding the Philippines)
The cost of notarization depends on the newest consented price of the house specified on the price to offer.
They will certainly and additionally query when planning on taking the photos with your valid ID once again. Now, it will be their workers who’ll make the decide to try.
Appraisal phase
Due to the fact dining table manager seems over your documents and you can observes zero inaccuracies, you’re asked to pay for assessment commission. I paid down Php dos,000.
We had been advised to wait to own a trip from a single out of their staff regarding your schedule of the property assessment. What will happen while in the domestic appraisal is because they will send agents so you’re able to inspect the house to find out if they fits the practical and you can requirements.
They entitled three days just before it went to. New appraisers was on lay of the 8AM. They went inside, searched the fresh specifications and you may failed to very keep in touch with you this much. They simply went to scan for each room in the home.
Upcoming that has been it. We were told to wait for their email address whether the loan could have been accepted or perhaps not recognized; but not, they already warned united states the family we were seeking get try in short supply of step one meter in width on the requirements.
Financing Denied
We gotten an email regarding Pag-IBIG officially saying that the latest measurements of our home didn’t meet its standards, hence is you to definitely. Which had been the conclusion the sense……for now.
I sensed sending in a letter off reconsideration, nevertheless the email address demonstrably stated that we had to handle the fresh new procedure and you will commit to making the needed transform, and that we failed to. Therefore we needed to take on all of our future and you may proceed.
Oh well, no less than we have gained a lives ability that people is use in the long term and instruct the kids if it is the check out get their property. We were, without a doubt, disturb, but we’ll keep our hopes up to we finally discover the place we could label house.